Loans and Credits online up to € 4000 in your account.


How much more are you going to postpone that trip you dream about so much? How much more are you going to postpone that whim you love so much? How much more are you going to postpone seeing your soccer team on that new plasma screen?

We spend our lives waiting for the perfect moment to give us that whim we love so much, but time is progressing and that moment does not come.

Have you ever thought about how to get that extra money you need? If you give me a minute, I’ll tell you.

There are financial entities that provide you, almost instantaneously, with an extra amount of money. This is possible thanks to the flexibility of its requirements and the little “paperwork” that must be submitted.

Ok, you don’t have enough financial or economic knowledge to be able to borrow without feeling like you might be kidding. Do not worry, because we have investigated for you.

What is Bankil?

What is Bankil?

Bankil knows that the financial world is something complex for most people, so it eliminates all technicality and ambiguity from its language. It speaks clearly of “you to you.” Providing you in a simple and transparent way the different financial services and products that it has. In addition, to give you more peace of mind, you should know that all the activities that this financial entity performs are supervised by the Bank of Spain.

Bankil was the first financial institution in distance credit. This has allowed him, over the years, to adapt his services to the needs of clients like you. He has been working in Spain for more than 25 years and during this time he has served more than 1.5 million people.

One of his secrets? What is very easy to communicate with them! Either through the internet or through a telephone number. Bankil has more than 800 advisors, who guide you in a simple way, in order to obtain the financing that best suits you. It adapts to all types of clients but in a transparent and close way. Another one of the secrets of his success? How quickly you can have the money in your bank account.

Types of online credits  

Types of online credits  

There are two types of products that Bankil can offer you:

  • Project Credit

With the Bankil project credit this type of online credit you can request an amount of money between € 4,000 and € 15,000 to invest in whatever you want. This amount, together with interest, must be returned over the agreed period of time through monthly payments.

Who sets the amount of money I have to pay month by month?

Your! It’s as simple as: choose the amount you want to be lent, choose the money you want to pay each month and the system calculates the number of months you will have to be paying.

Do you want to buy a motorcycle or a new car? Fix the old one? Go on a trip? Refurbish the house? Celebrate your wedding? Study what you want? Now you can do it. Through our simulator you decide at all times the conditions that interest you most. In addition, you will not need to change banks, since Bankil’s procedures are done in a very agile way and without having to carry out any extra processing.

  • Direct Credit

With this fast credit from Bankil, the amount of money you can request ranges from € 500 to € 6,000. It differs from the project credit in that the money should not have a specific purpose, and the period in which you can have your money is 24 hours, once they have accepted your request.

This type of credit can be renewable, that is, Bankil gives you the requested money, and you can use all or only part of it. As you return the borrowed money, it goes to your credit account and becomes available to you again without the need to ask for a new credit. The good thing about this type of renewable online loans is that there is no opening commission or associated administration costs.

You are the one who decides the amount you want to pay month by month. Let’s give an example: You request € 1000 and want to pay € 49.90 per month. For that amount, you will have to spend 26 months paying that fee. But if you prefer to pay a monthly fee of € 95, you will only have 12 installments.

How the interests of Bankil loans work

How the interests of Bankil loans work

The sooner you finish paying the requested money, the lower the interest. So, if we take the first example, you will have to return € 1297 in total. In the second example, for € 1000 with a fee of € 95, you will have to return € 1140. So it compensates, to the extent of the possibilities of each, to pay the loan of Bankil in the least amount of possible installments.

For both Bankil products, you can apply without having to have a payroll. In addition, they do not have any type of opening or cancellation commission. That is, following the previous example, if you have to pay € 95 per month for 12 months, and you decide to pay the entire amount you owe by the third month, Bankil does not charge you for the early cancellation of your loan.

How can I apply for my credit online

How can I apply for my credit online

Forget the tedious task of requesting a loan through a bank and forget about endless paperwork. You just have to follow these simple steps to get your money.  

Online loan request:

You just have to ask for your loan by clicking here. In this first contact, Bankil totally free of charge and without obligation will carry out a study of the application. Immediately afterwards they will tell you if your request has been accepted or not. If yes, they immediately send the contract to the email in PDF and a copy of it by regular mail (in less than 24 hours). As you will see, the process is much more agile than asking for a loan from a bank.

Credit contract and money transfer

The next step is to send the signed contract for Bankil to approve the credit application.

Bankil’s commitment to all its customers is that, once the loan application has been approved, they transfer the money in less than 24 hours. No need to change your checking account.

In addition, this financial institution gives you the option of having the money set aside for 9 months without paying any fees. So, depending on whether you need it, you can use it or not.

What requirements must I meet to request a loan with Bankil

What requirements must I meet to request a loan with Bankil

Bankil, unlike other credit institutions, grants higher online loans. Therefore, it is necessary to meet a series of requirements.

  • It is necessary to have monthly income, although not necessarily a payroll, since it also grants loans online to self-employed, retired or unemployed people. The important thing is to be able to prove that money is perceived regularly.
  • It is necessary not to have or not had defaults and appear as delinquent and, therefore, not appear in any list of Asnef. Especially for larger loans.
  • Obviously you will also have to have a bank account where you can receive the income of your loan money with Bankil.  

What happens if I can’t pay my credit

What happens if I can

If a month you cannot pay your receipt, Bankil allows you to use the “Wild Card” service. With a phone call to customer service you can defer payment without suffering any penalty for it. Sounds good right?

They also have insurance that you can contract with all their products. If you meet certain requirements, this insurance will pay you your loan in case you lose your job, suffer an accident or become disabled. The price of such insurance will depend on the product or service you hire.

What are the opinions of Bankil customers

What are the opinions of Bankil customers

For all this, Bankil becomes the best alternative when you want to apply for a fast credit at a distance. Proof of this is that 97% of customers declare to be satisfied with the service that Bankil has given them.

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